Advertiser disclosure
How Kreditify makes money
Comparison sites are rarely free by accident. Here is exactly who pays us, for what, and what that payment cannot influence.
Kreditify is free for you
We never charge borrowers a fee to compare offers, use our calculators, or read our reviews. You do not pay us anything, at any point, for anything on this site.
How we get paid
When you click through to a lender or credit provider from a comparison table and complete an action on their site — typically an application or an approved loan — that partner may pay Kreditify a referral fee or commission.
Some partners pay per qualified click, others per completed application or funded loan. The amount varies by partner and product.
What that money does not buy
A commercial relationship does not change a lender's Kreditify score, its position in an editorial ranking, or the drawbacks listed in its review. Scores are calculated from the criteria published on our how-we-rate page, and the same criteria apply to partners and non-partners.
Partners cannot review or approve our content before publication, and they cannot have negative but accurate statements removed.
Why some lenders appear and others don't
Our tables cover lenders we can verify terms for and, where relevant, that are licensed in your state. Availability, product type, and state licensing decide who appears — not who pays. Where a well-known lender is missing, it is usually because we could not verify current terms or the lender does not lend in that state.
Your data
Where you choose to submit an application, the data you provide is shared with the lender or partner you selected, as described in our privacy policy. US residents can opt out of the sale or sharing of personal information at any time.