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    Compare Bad Credit Payday Loans
    Nationwide

    Compare trusted US lenders side by side. Borrow $100–$1,500 with competitive APRs, funded as fast as same day.

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    Payday loans are regulated in your state

    your state authorizes payday or deferred-presentment loans under state law. Maximum loan amount, term length, rollover rules, and fee schedules are set by statute. Review the APR and total cost of credit on every offer before signing.

    Sources: NCSL — Payday Lending State Statutes; Center for Responsible Lending — State Rate Cap Map; CFPB — Payday Loans Overview · Reviewed March 2025.

    Information is educational, not legal advice. Terms and eligibility vary by lender and applicant profile.

    Compare Bad Credit Payday Loans

    Side-by-side rates, amounts and terms from our lending partners. Checking offers takes about two minutes.

    Advertiser disclosure: We may receive compensation from the companies shown on this page. This does not influence our rankings, ratings or editorial reviews.

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    Simple Process

    How Kreditify Works

    Compare lenders in a clear side-by-side list in three easy steps. No hidden fees, no credit impact.

    1

    Browse the Lender List

    Every page shows a live list of lenders for that loan type, state or city — no form required.

    No Signup
    2

    Compare Side by Side

    Sort and filter by APR, loan amount, term, fees and credit requirements to find your best fit.

    Real APRs
    3

    Apply With Your Pick

    Head straight to the lender you choose and get funds as fast as the next business day.

    1-2 Days

    About bad credit payday loans on Kreditify

    Kreditify makes it easy to browse bad credit payday loans across all 50 states. Our partner network posts real APRs, fees, and terms for amounts between $100 – $1,500, so you can weigh trade-offs before you apply. It's an especially strong fit for applicants rebuilding after a credit setback.

    Kreditify is a comparison marketplace rather than a lender. Listed partners make their own credit decisions, quote their own APRs, and service the loan directly — Kreditify's role is to show them side by side so you can pick the one whose criteria you already meet.

    Real Results

    How James from the US Saved Money

    Before

    18.99%

    APR

    After

    7.49%

    APR

    $4,200

    Total savings over loan term

    Loan Amount: $25,000
    "I was paying almost 19% on my credit cards. Kreditify helped me consolidate everything into one low-rate loan. The process took less than a week from application to funding!"

    James

    the US

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    Everything you need to know about getting a Bad Credit Payday Loans

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    Loan Cost CalculatorAny loan type, monthly payment & total interestCredit Score EstimatorProvisional FICO band in under a minutePersonal Loan Calculator$500–$50,000 · 5–36% APRDebt Consolidation Calculator$1,000–$50,000 · 5–30% APRBad Credit Loan Calculator$500–$25,000 · 12–36% APRAuto Loan Calculator$2,000–$75,000 · 3–24% APRAuto Refinance Calculator$2,000–$75,000 · 3–18% APRMortgage Calculator$50,000–$1,500,000 · 3–12% APR
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