Kreditify loan comparison marketplace
    Provisional Estimator

    Credit Score Estimator

    Get a directional estimate of your FICO band in under a minute. No SSN, no hard pull — answer six quick questions about your credit habits.

    Provisional estimate only. This tool does not pull your credit report and is not a FICO score or VantageScore. Use it for directional planning — pull your actual report at annualcreditreport.com for the real number.

    Estimated Score

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    Answer all 6

    Complete the questions to see your estimate.

    Try the Loan Cost Calculator

    Next step

    Next step: match your score band to the lenders that actually approve it.

    Compare Bad Credit Loans$500–$25,000 · soft-pull rate check, no credit score impact

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    Frequently asked questions

    Kreditify is not a credit bureau or lender. This estimator uses a simplified weighting of the standard FICO factors (payment history 35%, amounts owed 30%, length 15%, mix 10%, new credit 10%) for illustration and does not constitute a credit score, credit decision, or financial advice.