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    Compare Title Loans
    in New York

    Compare title loans from New York-licensed lenders near you. Borrow $100–$1,500 with competitive APRs, funded as fast as same day.

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    Car title loans are not offered in New York

    New York does not authorize single-payment auto title lending, or applies a rate cap (typically ≤36% APR) that makes the product unavailable. We'll only surface secured personal loans, credit-union loans, or installment alternatives that are legal in New York.

    Sources: CFPB — Auto Title Loans Overview; Center for Responsible Lending — Car-Title Lending · Reviewed March 2025.

    Availability shown for New York. Information is educational, not legal advice. Terms and eligibility vary by lender and applicant profile.

    Compare Title Loans in New York

    Side-by-side rates, amounts and terms from our lending partners. Checking offers takes about two minutes.

    Advertiser disclosure: We may receive compensation from the companies shown on this page. This does not influence our rankings, ratings or editorial reviews.

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    About title loans in New York

    New York residents can browse title loans from $100 – $1,500 in a side-by-side list you can filter and sort. Kreditify only shows offers from lenders that hold the licenses required to originate in New York, and we prioritize lenders that publish full APRs, fees, and repayment terms before you commit — a fit for applicants rebuilding after a credit setback.

    All title loans offers in New York come from lenders regulated by the New York State Department of Financial Services (NYDFS). Kreditify never funds loans directly — we list lenders who make their own credit decisions, disclose their own APR, and service the loan under New York law.

    Popular title loans markets in New York: New York City · Buffalo · Rochester · Yonkers · Syracuse · Albany.

    Real Results

    How Jessica from New York Saved Money

    Before

    18.99%

    APR

    After

    7.49%

    APR

    $4,200

    Total savings over loan term

    Loan Amount: $25,000
    "I was paying almost 19% on my credit cards. Kreditify helped me consolidate everything into one low-rate loan. The process took less than a week from application to funding!"

    Jessica

    New York

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    Loan Cost CalculatorAny loan type, monthly payment & total interestCredit Score EstimatorProvisional FICO band in under a minutePersonal Loan Calculator$500–$50,000 · 5–36% APRDebt Consolidation Calculator$1,000–$50,000 · 5–30% APRBad Credit Loan Calculator$500–$25,000 · 12–36% APRAuto Loan Calculator$2,000–$75,000 · 3–24% APRAuto Refinance Calculator$2,000–$75,000 · 3–18% APRMortgage Calculator$50,000–$1,500,000 · 3–12% APR
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