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    Compare First-Time Homebuyer Loans
    in New York

    Compare first-time homebuyer loans from New York-licensed lenders near you. Borrow $50,000–$1,500,000 with competitive APRs, funded as fast as same day.

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    Mortgages in New York

    All mortgage offers come from lenders and loan officers licensed in New York and registered with the Nationwide Multistate Licensing System (NMLS). Conforming loan limits, escrow rules, and recording procedures follow New York requirements.

    Sources: NMLS Consumer Access — Licensed Mortgage Originators; CFPB — Mortgage Resources · Reviewed March 2025.

    Availability shown for New York. Information is educational, not legal advice. Terms and eligibility vary by lender and applicant profile.

    Compare First-Time Homebuyer Loans in New York

    Side-by-side rates, amounts and terms from our lending partners. Checking offers takes about two minutes.

    Advertiser disclosure: We may receive compensation from the companies shown on this page. This does not influence our rankings, ratings or editorial reviews.

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    How Kreditify Works

    Compare lenders in a clear side-by-side list in three easy steps. No hidden fees, no credit impact.

    1

    Browse the Lender List

    Every page shows a live list of lenders for that loan type, state or city — no form required.

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    2

    Compare Side by Side

    Sort and filter by APR, loan amount, term, fees and credit requirements to find your best fit.

    Real APRs
    3

    Apply With Your Pick

    Head straight to the lender you choose and get funds as fast as the next business day.

    1-2 Days

    About first-time homebuyer loans in New York

    New York residents can review first-time homebuyer loans from $50,000 – $1,500,000 in a side-by-side list you can filter and sort. Kreditify only shows offers from lenders that hold the licenses required to originate in New York, and we prioritize lenders that publish full APRs, fees, and repayment terms before you commit — a fit for shoppers who want funding as fast as the next business day.

    All first-time homebuyer loans offers in New York come from lenders regulated by the New York State Department of Financial Services (NYDFS). Kreditify never funds loans directly — we list lenders who make their own credit decisions, disclose their own APR, and service the loan under New York law.

    Popular first-time homebuyer loans markets in New York: New York City · Buffalo · Rochester · Yonkers · Syracuse · Albany.

    Real Results

    How Jessica from New York Saved Money

    Before

    18.99%

    APR

    After

    7.49%

    APR

    $4,200

    Total savings over loan term

    Loan Amount: $25,000
    "I was paying almost 19% on my credit cards. Kreditify helped me consolidate everything into one low-rate loan. The process took less than a week from application to funding!"

    Jessica

    New York

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    Frequently Asked Questions

    Everything you need to know about getting a First-Time Homebuyer Loans in New York

    Calculators

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    Loan Cost CalculatorAny loan type, monthly payment & total interestCredit Score EstimatorProvisional FICO band in under a minutePersonal Loan Calculator$500–$50,000 · 5–36% APRDebt Consolidation Calculator$1,000–$50,000 · 5–30% APRBad Credit Loan Calculator$500–$25,000 · 12–36% APRAuto Loan Calculator$2,000–$75,000 · 3–24% APRAuto Refinance Calculator$2,000–$75,000 · 3–18% APRMortgage Calculator$50,000–$1,500,000 · 3–12% APR
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