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    Compare Cash Advance Loans
    in Texas

    Compare cash advance loans from Texas-licensed lenders near you. Borrow $100–$1,500 with competitive APRs, funded as fast as same day.

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    Payday loans are regulated in Texas

    Texas authorizes payday or deferred-presentment loans under state law. Maximum loan amount, term length, rollover rules, and fee schedules are set by statute. Review the APR and total cost of credit on every offer before signing.

    Sources: NCSL — Payday Lending State Statutes; Center for Responsible Lending — State Rate Cap Map; CFPB — Payday Loans Overview · Reviewed March 2025.

    Availability shown for Texas. Information is educational, not legal advice. Terms and eligibility vary by lender and applicant profile.

    Compare Cash Advance Loans in Texas

    Side-by-side rates, amounts and terms from our lending partners. Checking offers takes about two minutes.

    Advertiser disclosure: We may receive compensation from the companies shown on this page. This does not influence our rankings, ratings or editorial reviews.

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    About cash advance loans in Texas

    Texas residents can review cash advance loans from $100 – $1,500 in a side-by-side list you can filter and sort. Kreditify only shows offers from lenders that hold the licenses required to originate in Texas, and we prioritize lenders that publish full APRs, fees, and repayment terms before you commit — a fit for shoppers who want funding as fast as the next business day.

    All cash advance loans offers in Texas come from lenders regulated by the Texas Office of Consumer Credit Commissioner (OCCC). Kreditify never funds loans directly — we list lenders who make their own credit decisions, disclose their own APR, and service the loan under Texas law.

    Popular cash advance loans markets in Texas: Houston · Dallas · Austin · San Antonio · Fort Worth · El Paso.

    Real Results

    How Emily from Texas Saved Money

    Before

    18.99%

    APR

    After

    7.49%

    APR

    $4,200

    Total savings over loan term

    Loan Amount: $25,000
    "I was paying almost 19% on my credit cards. Kreditify helped me consolidate everything into one low-rate loan. The process took less than a week from application to funding!"

    Emily

    Texas

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    Everything you need to know about getting a Cash Advance Loans in Texas

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    Loan Cost CalculatorAny loan type, monthly payment & total interestCredit Score EstimatorProvisional FICO band in under a minutePersonal Loan Calculator$500–$50,000 · 5–36% APRDebt Consolidation Calculator$1,000–$50,000 · 5–30% APRBad Credit Loan Calculator$500–$25,000 · 12–36% APRAuto Loan Calculator$2,000–$75,000 · 3–24% APRAuto Refinance Calculator$2,000–$75,000 · 3–18% APRMortgage Calculator$50,000–$1,500,000 · 3–12% APR
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