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    Compare Payday Loans
    in Mississippi

    Compare payday loans from Mississippi-licensed lenders near you. Borrow $100–$1,500 with competitive APRs, funded as fast as same day.

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    Payday loans are regulated in Mississippi

    Mississippi authorizes payday or deferred-presentment loans under state law. Maximum loan amount, term length, rollover rules, and fee schedules are set by statute. Review the APR and total cost of credit on every offer before signing.

    Sources: NCSL — Payday Lending State Statutes; Center for Responsible Lending — State Rate Cap Map; CFPB — Payday Loans Overview · Reviewed March 2025.

    Availability shown for Mississippi. Information is educational, not legal advice. Terms and eligibility vary by lender and applicant profile.

    Compare Payday Loans in Mississippi

    Side-by-side rates, amounts and terms from our lending partners. Checking offers takes about two minutes.

    Advertiser disclosure: We may receive compensation from the companies shown on this page. This does not influence our rankings, ratings or editorial reviews.

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    Compare Side by Side

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    3

    Apply With Your Pick

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    1-2 Days

    About payday loans in Mississippi

    Mississippi residents can compare payday loans from $100 – $1,500 in a side-by-side list you can filter and sort. Kreditify only shows offers from lenders that hold the licenses required to originate in Mississippi, and we prioritize lenders that publish full APRs, fees, and repayment terms before you commit — a fit for self-employed borrowers with variable income.

    Every payday loans offer surfaced for Mississippi comes from a lender licensed to originate in the state. Kreditify is a comparison marketplace, not a lender: listed lenders make credit decisions, disclose their own APR ranges, and service the loan under applicable state law.

    Popular payday loans markets in Mississippi: Jackson · Gulfport · Southaven · Hattiesburg · Biloxi.

    Real Results

    How Sarah from Mississippi Saved Money

    Before

    18.99%

    APR

    After

    7.49%

    APR

    $4,200

    Total savings over loan term

    Loan Amount: $25,000
    "I was paying almost 19% on my credit cards. Kreditify helped me consolidate everything into one low-rate loan. The process took less than a week from application to funding!"

    Sarah

    Mississippi

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    Everything you need to know about getting a Payday Loans in Mississippi

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    Payday / Short-Term Loan Calculator$100–$1,500 · 10–36% APRLoan Cost CalculatorAny loan type, monthly payment & total interestCredit Score EstimatorProvisional FICO band in under a minutePersonal Loan Calculator$500–$50,000 · 5–36% APRDebt Consolidation Calculator$1,000–$50,000 · 5–30% APRBad Credit Loan Calculator$500–$25,000 · 12–36% APRAuto Loan Calculator$2,000–$75,000 · 3–24% APRAuto Refinance Calculator$2,000–$75,000 · 3–18% APR
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