Compare Bad Credit Payday Loans
in Minnesota
Compare bad credit payday loans from Minnesota-licensed lenders near you. Borrow $100–$1,500 with competitive APRs, funded as fast as same day.
Minnesota caps small-dollar loan APRs
Minnesota enforces an all-in rate cap on small-dollar consumer loans — generally 36% APR — so traditional high-fee payday products are not offered. You may still qualify for licensed installment loans, credit-union Payday Alternative Loans (PALs), or small personal loans.
Statutory basis: Minn. Stat. §47.59/§47.60 — small consumer loans capped near 36% APR (effective 2024).
Availability shown for Minnesota. Information is educational, not legal advice. Terms and eligibility vary by lender and applicant profile.
Compare Bad Credit Payday Loans in Minnesota
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1-2 DaysAbout bad credit payday loans in Minnesota
Minnesota residents can browse bad credit payday loans from $100 – $1,500 in a side-by-side list you can filter and sort. Kreditify only shows offers from lenders that hold the licenses required to originate in Minnesota, and we prioritize lenders that publish full APRs, fees, and repayment terms before you commit — a fit for applicants rebuilding after a credit setback.
Every bad credit payday loans offer surfaced for Minnesota comes from a lender licensed to originate in the state. Kreditify is a comparison marketplace, not a lender: listed lenders make credit decisions, disclose their own APR ranges, and service the loan under applicable state law.
Popular bad credit payday loans markets in Minnesota: Minneapolis · St. Paul · Rochester · Duluth · Bloomington.
How Robert from Minnesota Saved Money
Before
APR
After
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Total savings over loan term
"I was paying almost 19% on my credit cards. Kreditify helped me consolidate everything into one low-rate loan. The process took less than a week from application to funding!"
Robert
Minnesota
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