Compare Payday Loans
in Hawaii
Compare payday loans from Hawaii-licensed lenders near you. Borrow $100–$1,500 with competitive APRs, funded as fast as same day.
Hawaii caps small-dollar loan APRs
Hawaii enforces an all-in rate cap on small-dollar consumer loans — generally 36% APR — so traditional high-fee payday products are not offered. You may still qualify for licensed installment loans, credit-union Payday Alternative Loans (PALs), or small personal loans.
Statutory basis: Act 56 (2021) — 36% APR cap on small installment loans; payday loans phased out.
Availability shown for Hawaii. Information is educational, not legal advice. Terms and eligibility vary by lender and applicant profile.
Compare Payday Loans in Hawaii
Side-by-side rates, amounts and terms from our lending partners. Checking offers takes about two minutes.
Advertiser disclosure: We may receive compensation from the companies shown on this page. This does not influence our rankings, ratings or editorial reviews.
How Kreditify Works
Compare lenders in a clear side-by-side list in three easy steps. No hidden fees, no credit impact.
Browse the Lender List
Every page shows a live list of lenders for that loan type, state or city — no form required.
No SignupCompare Side by Side
Sort and filter by APR, loan amount, term, fees and credit requirements to find your best fit.
Real APRsApply With Your Pick
Head straight to the lender you choose and get funds as fast as the next business day.
1-2 DaysAbout payday loans in Hawaii
Hawaii residents can match with payday loans from $100 – $1,500 in a side-by-side list you can filter and sort. Kreditify only shows offers from lenders that hold the licenses required to originate in Hawaii, and we prioritize lenders that publish full APRs, fees, and repayment terms before you commit — a fit for households consolidating higher-rate balances.
Every payday loans offer surfaced for Hawaii comes from a lender licensed to originate in the state. Kreditify is a comparison marketplace, not a lender: listed lenders make credit decisions, disclose their own APR ranges, and service the loan under applicable state law.
Popular payday loans markets in Hawaii: Honolulu · Hilo · Kailua · Pearl City · Kaneohe.
How Ashley from Hawaii Saved Money
Before
APR
After
APR
Total savings over loan term
"I was paying almost 19% on my credit cards. Kreditify helped me consolidate everything into one low-rate loan. The process took less than a week from application to funding!"
Ashley
Hawaii
Frequently Asked Questions
Everything you need to know about getting a Payday Loans in Hawaii
Free loan calculators
Model the monthly payment and total interest before you apply — no signup, no credit check.
Explore More Options
Find the perfect loan for your needs across Hawaii