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    Compare Payday Loans
    in Arkansas

    Compare payday loans from Arkansas-licensed lenders near you. Borrow $100–$1,500 with competitive APRs, funded as fast as same day.

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    Payday loans are not authorized in Arkansas

    Arkansas law does not permit traditional payday or deferred-presentment lending. Any storefront or online lender offering a payday loan to a Arkansas resident is operating outside the state's consumer-credit statutes.

    Statutory basis: Check-Cashers Act struck down 2008; 17% constitutional usury cap.

    Sources: NCSL — Payday Lending State Statutes; Center for Responsible Lending — State Rate Cap Map; CFPB — Payday Loans Overview · Reviewed March 2025.

    Availability shown for Arkansas. Information is educational, not legal advice. Terms and eligibility vary by lender and applicant profile.

    Compare Payday Loans in Arkansas

    Side-by-side rates, amounts and terms from our lending partners. Checking offers takes about two minutes.

    Advertiser disclosure: We may receive compensation from the companies shown on this page. This does not influence our rankings, ratings or editorial reviews.

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    Compare Side by Side

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    3

    Apply With Your Pick

    Head straight to the lender you choose and get funds as fast as the next business day.

    1-2 Days

    About payday loans in Arkansas

    Arkansas residents can evaluate payday loans from $100 – $1,500 in a side-by-side list you can filter and sort. Kreditify only shows offers from lenders that hold the licenses required to originate in Arkansas, and we prioritize lenders that publish full APRs, fees, and repayment terms before you commit — a fit for borrowers who value transparent pricing.

    Every payday loans offer surfaced for Arkansas comes from a lender licensed to originate in the state. Kreditify is a comparison marketplace, not a lender: listed lenders make credit decisions, disclose their own APR ranges, and service the loan under applicable state law.

    Popular payday loans markets in Arkansas: Little Rock · Fort Smith · Fayetteville · Springdale · Jonesboro.

    Real Results

    How David from Arkansas Saved Money

    Before

    18.99%

    APR

    After

    7.49%

    APR

    $4,200

    Total savings over loan term

    Loan Amount: $25,000
    "I was paying almost 19% on my credit cards. Kreditify helped me consolidate everything into one low-rate loan. The process took less than a week from application to funding!"

    David

    Arkansas

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    Everything you need to know about getting a Payday Loans in Arkansas

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    Payday / Short-Term Loan Calculator$100–$1,500 · 10–36% APRLoan Cost CalculatorAny loan type, monthly payment & total interestCredit Score EstimatorProvisional FICO band in under a minutePersonal Loan Calculator$500–$50,000 · 5–36% APRDebt Consolidation Calculator$1,000–$50,000 · 5–30% APRBad Credit Loan Calculator$500–$25,000 · 12–36% APRAuto Loan Calculator$2,000–$75,000 · 3–24% APRAuto Refinance Calculator$2,000–$75,000 · 3–18% APR
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